An active sex life makes for healthier living, but Anne Johnston is a little creeped out by the idea of us handing over the when, how and impact of our sex lives to our health insurance companies.


There are three things you should start off by knowing:

Insurance companies care about your health more than your gym does. The healthier you are, the less they pay.

Everyone and their favourite hipster barista is wearing a Fitbit these days. It allows you to be surveyed 24/7 and judged on your habits until you change them. Sort of like voluntarily Big Brother-ing yourself.

Sex is amazing exercise. You can lose up to 100 calories in an average length session which is the equivalent to lifting weights for 15 minutes.

These have been nothing but very obvious and unrelated facts, until now.

It starts like this: John Hancock will soon be offering customers a discount if they agree to wear a Fitbit or similar fitness tracker. Back to fact number one, the less you lie in bed all day and watch Netflicks while eating delivered pizza, the more your insurance company is likely to pay for your heart attack.

Makes perfect sense. They’ll encourage us to buy apps to get rewards for being a “safe driver” so they’ll reward us for having a healthy body. No harm done.

On to Fitbits. They stay on you at all times of the day to measure how much you run, walk, sit and sleep. All this information is sent to the insurance companies. 

So imagine this: Josh’s activity peaked at 6am. Likely a morning run. It sedated from 9am to 5pm. Likely at work. Went up a little at 7pm. Maybe walked the dog? Then back down from 7pm onwards. Safe to say Josh has wound down for the night and gone to sleep. But what’s this 30 minute spike at 11pm?

Your insurance company is not only getting information about when, where and how often you’re having sex, but also about how active you’ve been during it.

While all three facts on their own seem to be nothing but great news for us and our health, it becomes a little creepy when our most intimate moments are determining how much the insurance bill will be next month.

We’ve very likely gone too far with our obsession to always be connected.


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